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Ten Reasons to Market Your Home Now (Buyer's Market)

Credit Scores after Short Sale or Foreclosure

How will my credit be damaged after a short sale or foreclosure?

Let’s ask the reporting agencies:

The impact a foreclosure, short sale or bankruptcy have on credit scores can vary depending on the credit profile of a particular person. The amount of the score’s drop is based on the person’s starting score.... read more


  

 

 

How To Have A Positive Mental Mindset Now | 11 Steps To A New Attitude

Top 11 Ways to Keep a Positive Mental Mindset

In the Chinese language, the symbols for the word “crisis” are translated as “Opportunity Riding on the Dangerous Wind.” In other words, crisis and opportunity are synonymous. Learning to persist and respond effectively through a crisis is the essence of personal growth. To avoid becoming distracted, depressed or frustrated, follow these 11 steps and take control of your future:

1. Stop brewing and start doing. Action is one of the best methods of overcoming stagnation. Walking, running, speaking with people, learning something new…ACTION is the best cure for inaction.

2. Remember that persistence can turn adversity into greatness. As the Reverend James Keller once noted, “Abe Lincoln lost his job in 1832. He was defeated for the legislature, also in 1832. He failed in business in 1833. He was elected to the legislature in 1834. His sweetheart died in 1835. He suffered a nervous breakdown in 1836. He was defeated for Speaker in 1838. He was defeated for nomination for Congress in 1843. He was elected to Congress in 1846. He lost his re-nomination for Congress in 1848. He was rejected for land officer in 1849. He was defeated for the Senate in 1854. He was defeated for the nomination for vice president of the United States in 1856. He was again defeated for the Senate in 1858. Abraham Lincoln was elected President of the United States in 1860.”

3. Inventory your BAG regularly: Review your Blessings, Accomplishments, and Goals. You’ll be surprised how many reasons you have for being grateful, rather than depressed, anxious or worried.

4. Focus on what you are here to GIVE. Be in a mindset of service.  How can you help as many people as possible?

5. Stay connected.  Cultivate lilies and avoid leaches.  If someone or something is bringing you down, replace it with someone or something that brings you up.  You have this choice every day.

6. Stick to your Media Free Morning. No news, talk radio or print…Instead, choose to read inspirational nonfiction, listen to uplifting music or books on tape, and congregate with lilies, not leaches.

7. Take the blame and credit. Acknowledge your position in life honestly and openly.  How did you get here and what are you doing to change?

8. Make a self-evaluation list of two columns. In the “I am” (or “Assets”) column, write down 10 things you are good at. In the other column, write down 10 things you need to improve on. Take the first three liabilities and schedule an activity to help you improve each of these three areas. Forget about the rest of your liabilities. Relish and dwell on all 10 of your best assets. They will take you anywhere you want to go in life.

9. Invest in your education. Since the only real security in life is the kind that is inside each of us, practice what Ben Franklin wrote: “If an individual empties his purse into his head, no one can take it from him.”

10. Concentrate all your energy and intensity on the successful completion of your current goal. FOCUS = Follow One Course Until Successful.  Forget about the consequence of failure. Failure is only a temporary change in direction to set you straight for your next success.


  

 

 

Tips To Sell Your Home FAST!

Tip # 1

Always have a virtual tour. In today's world, this is not an option, it's a must. We find that is the most viewed section of our websites. What this does for you, is, it has more people viewing your home. More people viewing = a faster sale and more money. With our Renegade System, you get a full virtual tour at no extra cost to you!

Tip #2

It's critical that you let people know the neighborhood that your home is in. What schools are nearby? What stores are close? Or brag about how quiet and rural it is. With our Renegade System working for you, it’s a simple click of the button to show potential buyers....... to see a sample, click on the picture of the house above and see how my renegade system will work for you!

Tip #3

Showing an aerial picture of your house will help buyers connect to your home. We provide aerial pictures of each of our listings. No extra costs- this is all included. To see a sample, click the house above and choose property map, aerial!

Tip #4

It's critical to have full information of your home available 24/7. Today's buyers will not sit and wait for a phone call, even at 6:00am Sunday morning. The internet has trained them to have immediate information. If they can't get it, they just simply move on. With my Renegade System working for you, they can download and print out full color flyers anytime they want too! Click the house above, choose print brochure, and remember I provide a full website of your home, all included with the Renegade System. All these features come included no extra fees to you.

Tip #5

Buyers need to be able to get information and pictures of your home from their phone 24/7. Text use is up 500% from 2008 and still growing. For an example of how this great feature works, text the number “1” to 79546. The link is active and the snapshot of your homes information, as well as the agents contact information, is priceless!

http://BesimRealty.com

http://SellersUnfairAdvantage.com

http://SaltLakePropertiesForSale.com

http://Besim.MyMarketingBook.com


  

 

 

Beware of Bi-Weekly Mortgage Reduction Services and Savings Programs


Did You Know?

Making one extra mortgage payment a year will knock years off your mortgage and save you thousands of dollars.

Click here to learn more.

If you search for "bi-weekly mortgage" with an Internet search engine, you will be overwhelmed by the number of companies offering "Bi-weekly Mortgage Reduction Services" or "Bi-weekly Savings Programs." Beware, you are entering dangerous waters.

Beware of Bi-Weekly Mortgage Reduction Services and Savings Programs

These "Reduction Services" and "Savings Programs" are charging you fees to "make a bi-weekly mortgage payment" for you. The enticement is that they will save you an impressive amount of money on your mortgage and reduce the number of years you pay on your mortgage.

The enticement is that they will make bi-weekly mortgage payments for you.

The real story is that they are not actually making bi-weekly payments on your mortgage. They are making bi-weekly deductions from your bank account. These funds are placed into an account from which your monthly mortgage payment is made (which only takes 24 deductions - but during the course of a year 26 deductions will be made from your account). With the extra 2 deductions, the "Service" makes an additional mortgage payment. In other words rather than making 12 mortgage payments, 13 payments are made.

The enticement is that they are providing a special service to you that would either not be possible for you to get on your own or that you won't have the time or discipline to make it happen.

The real story is that you can easily make an additional mortgage payment each year. An easy way to do this is to have your mortgage payment automatically deducted from your account each month with an additional 1/12 payment to be applied to the principal amount. At the end of 12 months, you will have made an additional payment. And you won't have to pay any fees to a "Service".

 

 
 

 

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Utah's foreclosure rate is finally showing signs of dropping, according to a new report by the Mortgage Bankers Association.


At the end of this year's third quarter, the percent of Utah loans that had been foreclosed (bank-owned) fell to 3.23 percent, down from 3.35 percent in this year's second quarter.

Foreclosures had been climbing in Utah for the past three years -- since the third quarter of 2007 when the rate was at 0.66 percent. Utah's foreclosure rate peaked in the first quarter of 2010 at 3.43 percent, according to the MBA report. Since then, Utah's foreclosure rate has steadily fallen over the past two quarters.

Still, over the past 12 months, Utah's foreclosure rate has exceeded the 3 percent mark, a level that hasn't been seen in the state since 1979, when MBA started keeping foreclosure data. In addition, foreclosure starts in Utah reached an all-time high in the third quarter at 1.35 percent of all outstanding mortgages.

Other states also are seeing slight declines in the foreclosure rate. Florida, which had a foreclosure rate earlier this year above 14 percent, has seen its rate decline to 13.68 percent. Nationally, the foreclosure rate in the third quarter was 4.39 percent, down from 4.57 percent compared to the second quarter.


I AM THE REALTOR AND I WORK FOR FREE!!!

I am The Realtor® and I work for FREE! Actually I invest my money to market your home. You pay no dime until job is done. GUARANTEED!

 

I am not a doctor and to make appointment with me you don’t need to have insurance or pay co-payment, and even sign tons of papers to release me for any responsibility. Even you don’t need to make an appointment to talk with me; just call. There is a guarantee for the results of “treatment or examinations” that I perform. With the doctor you pay for treatment even if you, havens forbidden die after it.

 

I am not a lawyer to charge you $100+ an hour, or take 1/3 of the settlement or money judgment.

 

I am not a waiter. In many restaurants in Utah, 17% gratitude is custom. Or if you order a pizza and drinks, and it cost say $25 and if you’re like me you’ll pay $30. So, you tip pizza guy 20% for just delivery.

 

Suppose you go out to eat once a week and spend $100, and because 17% gratitude is already included and if you’re like me you’ll still leave on table a few more bucks, and for the sake of doing easy math, say altogether it will be $20 for a tip.

50 weeks x $20 tip = $1,000 in tips for just serving you food and drinks.  

So, just going out to eat once a week in one year and spending $5,000 on food and drinks, you gave in tips $1,000!!! Just for serving you food and drinks. Is that worth $1,000?!?

Imagine I help you get your house sold and for job well done you gratefully tip me just 3%.

We know that average American family stays in house for 7 years.

For the sake of doing easy math let’s round up, and suppose that house sold for $200,000, that’s almost average for sold houses in Salt Lake County.

$200,000 sale price x 3% commission = $6,000 for helping you accomplish your goals, move out, go with your life and live your dreams.

Let’s compare! If you go out to eat for seven years you’ll spend $35,000 and give in tips $7,000!!!

 

So, let me ask you again, does Realtor charge too much for job well done, making you happy, helping you accomplish your goal, your dream?

Happy_couples

 

How relieved will you feel after we get the house sold?